Here is another story of mine concerning railroads... In 2003, I survived getting hit by an AM Track train...
I decided to earn a little extra cash and was working weekends for a farm op hauling lime to farmers in the fields. Driving a grain truck with an auger arm on the back. I was following a truck out to a delivery just outside of Lee, IN (very small farm town, pop of maybe 200). We came to a crossing where the train tracks ran north to south, but the road crossed the tracks at an angle instead of perpendicular (like an X). The truck ahead of me stopped, looked, then crossed. He never saw the train either. I stopped at the tracks. In order to see down the tracks, I had to look around the back corner of the cab on the passenger side, looking straight into the morning sun. Didn't see or hear anything...started to cross. The only thing I remember was a loud horn blast, and a shadow coming over the truck! It hit the passenger side front wheel and the truck spun end to end down along the train's engine and passenger cars. The auger on the back of the truck punctured the side of the train's engine leaving a long rip in it's side. My truck came to rest about 30 yards from the crossing in a ditch. When I woke I was sideways with my head resting in the passenger's bucket seat. I was still seat-belted into my driver's bucket seat. The impact was so hard, it ripped the seat from the truck's floor! The front end of the truck was gone, including the engine. I climbed out of the driver's side window, and stood on a tire as I climb down to the ground. Later I was told that the tire I was standing on was the passenger's side still attached to the front axle! Anyways I sat in the grass, and I guess that is when the shock must have set in because I can't remember much after till I was in the ambulance, even though the sheriff officer and my co-worker claim they had a conversation with me while waiting for EMT to arrive. Crazy as it sounds... I did not have many injuries... bruised across my torso from the seat-belt, 15 stitches for a cut on my head, a bruise on my thigh (hit the shifter?), and small cuts on my hands (and I think i did those trying to get out). So I'm one of the few that can say, I lived through a train wreck!
BTW: AM Track did sue me and the company I was working at for damages. It was an unmarked crossing, no horn was sounded (until too late), and witnesses (including passengers on the train) said the train was speeding over it's "AM Track policy of 65MPH". The companies insurance handle the lawsuits and claims...