Bajagokart... I'm totally with you 100%. Try out the centrifugal clutch with the 13 horse and see how it works for you! It's not expensive to TRY so, go for it. I would like to point out one little thing though... I'm assuming you have ABOUT a 23" tire size... if it's something else, lemme know. Ok, lets say, with the governor removed, under a load with the stock muffler and carb, the engine is able to max out at around 5500 rpm, with a 10 tooth clutch and a 60 tooth axle sprocket, that thing will have a top speed of 63 MPH... get ready to pick bugs out of your teeth! Well, when it finally gets to top speed.
Lets say your centrifugal clutch engages at 2400 rpm... if your engine produces 15 ft/lbs of torque at 2500 rpm (does it? I dunno... maybe more, maybe less. 2500 becuase we can assume the clutch is slipping less and transferring MORE power to the axle)... where was I? Right... 15 foot pounds of torqe applied through a centrifugal clutch through a drive chain with a 6:1 ratio means (assuming ZERO clutch slippage) you'll have 90 ft/lbs AT the rear wheels. Sounds kinda like a lot, right? Keep reading...
The reason everybody keeps beating the torque converter to death, is that it gives you some mechanical advantage, in the form of a lower gear ratio when you start from a standing stop. Say for example, when the torque converter "driving" clutch just starts to engage, the converter might have a ratio of about 2.7:1. What's that mean? Not much, yet!
Combine that 2.7:1 ratio with the 6:1 ratio (theoretical 10 tooth jackshaft sprocket to 60 tooth axle) and you have an overall drive ratio of 16.2:1 when starting from a standing stop. The beauty of torque multiplication! If your engine produces 15 ft/lbs of torque @ 2500 (I have no idea what it actually is, just bear with me) your 15 ft/lbs of engine torque, has become 243 ft/lbs of torque AT THE WHEELS! Tad more than 90, eh? Now, there is some parasitic loss due to belt friction, bearing friction and what the chain saps in power. The beauty part is that as the speed increases, the torque converters "pulleys" begin to "change pitch" The faces of one move closer together and the faces of the other move further apart... it will effectively change "gears" just like a CVT used in some newer cars (like the Nissan Altima). Is the CVT belt drive more expensive and more difficult to set up? You bet your a55 is it! But does it have some nice advantages? It sure does!
But I would try the clutch first, see how it works for you, and if you dont like it, save some dough up, and look into a CVT... You might have to do some reaserch to find one that will stand up to a slightly modded 13 horse, but hey... that's what this forum is all about! Good luck, and HAVE FUN! LETS ALL HAVE SOME FUN!