If they are in any way growly or noisy, you can replace or repack. They are common, off the shelf bearings.
To repack them, you just pry up the rubber seals (hardly a seal, more like a dirt shield) taking care not to damage it and smear some bearing grease in there and replace the seal or just replace the whole bearing.
I think repacking them could be done on the regular to extend the life of them, especially with the rear axle bearings. They might be more of a hassle to replace due to the way they are installed. You might need some kind of special tool or a slide hammer with a J hook on the end. The other alternative is a hammer and a looong thin rod (like a pin punch) that you can use to drive the bearings out from the other side.